Jackie here. Have you been using your new chip card? These new chip-based cards are more secure than the magnetic strip cards alone, but more is still needed. The new chip cards aren’t the magic solution to credit card fraud. How Are Chip Cards More Secure than Magnetic Strip Cards? Chip cards look much like […]

Jackie here. Many of us love to take selfies, and one company is seeking to take advantage of that selfie love to make online transactions more secure. The Mastercard pilot program uses a binary code created from a selfie to authorize transactions instead of a typed password. The program is currently rather small, but if […]

Jackie here. Could a changing security code be the key to fighting credit card fraud? One card manufacturer hopes that their prototype credit card with a changing verification code (that 3 digit code sometimes called a CVV) will be in your wallet soon. Let’s take a quick look at this idea for fighting credit card […]

Jackie here. How many credit cards are in your wallet? A new service called Plastc hopes to replace your many cards with just one. They offer a high tech credit card alternative that stores all of your card information in one place. Let’s take a look at some of the features. What is Plastc? Plastc […]

Jackie here. I take comfort in knowing that my ATM has a daily withdrawal limit. I feel secure knowing that should my account become compromised, only a few hundred could be taken (while this is still a lot of money, it is much better than the alternative of having the entire account drained). A scary […]

Jackie here. On a recent trip to the grocery store I pulled out my credit card to pay for groceries, only to have it declined. It was quite embarrassing. Luckily, I had another card on hand and was able to make my purchase. I left the store and immediately called the bank to see what […]

Matt here, with the AllClear Investigation team. Most people are well aware of the variety of phishing scams out there.  “Phishing” is attempting to acquire information such as usernames, passwords, and credit card details by masquerading as a trustworthy entity in an electronic communication or over the phone. A popular financial institution being used for […]

Tamara here with the AllClear Investigators.  It’s hard to find anyone nowadays that has not had fraudulent charges on their credit or debit card. It can happen a number of ways, whether the card was skimmed, the number compromised in a breach, physically stolen, provided to a scam artist, or obtained online as a result […]

Jackie here, with AllClear ID. “Will that be debit or credit?” Many people assume that their answer to this question only affects the card they pull out of their wallet, but they are wrong. When it comes to identity theft you have very different protections depending on the type of card you use. Debit A […]

Vanessa here, with AllClear ID. “Smart Cards,” credit cards embedded with RFID chips, are getting more attention as more banks issue them to their customers. What is RFID – and why is it in my credit card? An RFID (radio-frequency identification) credit card has a radio frequency microprocessor inside it that contains your card information. […]